Loan programs
VA loans
For eligible veterans, service members, and surviving spouses. No down payment required, no monthly mortgage insurance.
The pre-approval application typically takes 10 to 15 minutes to fill out, and requires your consent for a credit check to complete the process.
We are detailed up front to set your deal up for success. We typically need your documents before we can finish your pre-approval.
If you prefer to talk with us before applying, you can text or call first.
A good fit if
- Eligible service and a certificate of eligibility
- Buying a primary home
- Wanting the strongest terms available to you
Keep in mind
- A funding fee applies unless you are exempt
- Appraisal has its own standards and timeline
Common questions
I used my VA benefit before. Can I use it again?
Often yes. Entitlement can be restored or even split across properties. Send us the details and we will map it out for your situation.
Do sellers accept VA offers in this market?
Yes, especially with a strong pre-approval and a lender who communicates. We make sure the listing side knows the file is solid before your offer goes in.
What is the funding fee?
A one-time fee set by the VA that varies based on your usage and down payment, and it is waived with a qualifying service-connected disability. We will show you the exact figure for your scenario.
Not sure which program?
Text us your goals and we will set a time to talk in more detail.
The pre-approval application typically takes 10 to 15 minutes to fill out, and requires your consent for a credit check to complete the process.
We are detailed up front to set your deal up for success. We typically need your documents before we can finish your pre-approval.
If you prefer to talk with us before applying, you can text or call first.
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