Loan programs
Refinance
Rate and term, cash out, or a shorter term. We tell you whether it makes sense before you apply.
The pre-approval application typically takes 10 to 15 minutes to fill out, and requires your consent for a credit check to complete the process.
We are detailed up front to set your deal up for success. We typically need your documents before we can finish your pre-approval.
If you prefer to talk with us before applying, you can text or call first.
A good fit if
- Rates have moved since you closed
- You want cash out of equity
- You want a shorter payoff
Keep in mind
- A refinance has costs; we show the break-even before you decide
- A new appraisal is usually required
Common questions
How do I know if refinancing is worth it?
Break-even math: total cost divided by monthly savings. If you will be in the home past that point, it is worth a look. We run it for free, no obligation.
Will you try to talk me into it?
No. A good number of the refinance conversations we have end with our advice being wait. That is the point of working with a broker instead of a salesperson.
Can I skip the appraisal?
Sometimes, depending on the program and your equity. We will know once we run the file, and skipping it saves you both time and money when it is available.
Not sure which program?
Text us your goals and we will set a time to talk in more detail.
The pre-approval application typically takes 10 to 15 minutes to fill out, and requires your consent for a credit check to complete the process.
We are detailed up front to set your deal up for success. We typically need your documents before we can finish your pre-approval.
If you prefer to talk with us before applying, you can text or call first.
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