Loan programs
First-time buyer options
Low down payment options, help finding down payment assistance, and a clear explanation of what the numbers mean.
The pre-approval application typically takes 10 to 15 minutes to fill out, and requires your consent for a credit check to complete the process.
We are detailed up front to set your deal up for success. We typically need your documents before we can finish your pre-approval.
If you prefer to talk with us before applying, you can text or call first.
A good fit if
- Your first purchase
- Limited savings for a down payment
- Wanting someone to explain every line
Keep in mind
- Assistance programs have income and location rules
- Some programs require a homebuyer course
Common questions
How much do I need saved?
Less than most people assume. Between low down payment programs and seller-paid closing costs, we have closed first-time buyers with modest savings. We will build your exact cash-to-close number before you shop.
My credit is not great. Now what?
Then we build a credit game plan with specific steps and a realistic timeline. Some of our favorite closings started as credit conversations months earlier.
What is the first step?
Whichever you prefer. Jump straight into the application, about 10 to 15 minutes with a credit check included, or start with a quick conversation by text, call, or in person.
Not sure which program?
Text us your goals and we will set a time to talk in more detail.
The pre-approval application typically takes 10 to 15 minutes to fill out, and requires your consent for a credit check to complete the process.
We are detailed up front to set your deal up for success. We typically need your documents before we can finish your pre-approval.
If you prefer to talk with us before applying, you can text or call first.
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