Loan programs
Conventional loans
The most common choice. Flexible terms and options for buyers with solid credit, whether you are putting a little down or a lot.
The pre-approval application typically takes 10 to 15 minutes to fill out, and requires your consent for a credit check to complete the process.
We are detailed up front to set your deal up for success. We typically need your documents before we can finish your pre-approval.
If you prefer to talk with us before applying, you can text or call first.
A good fit if
- Solid credit and steady income
- A down payment you have saved or been gifted
- Primary homes, second homes, and investment properties
Keep in mind
- Mortgage insurance applies below certain down payment levels and can be removed later
- Pricing responds to credit score and down payment; we show you the tradeoffs
Common questions
Can I use a conventional loan for a rental property?
Yes. Conventional financing works for primary homes, second homes, and investment properties. Down payment requirements step up for rentals, and we will map those out for your deal.
How fast can I get pre-approved?
Usually quickly once we have your application, paystubs, and W-2s.
Not sure which program?
Text us your goals and we will set a time to talk in more detail.
The pre-approval application typically takes 10 to 15 minutes to fill out, and requires your consent for a credit check to complete the process.
We are detailed up front to set your deal up for success. We typically need your documents before we can finish your pre-approval.
If you prefer to talk with us before applying, you can text or call first.
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